First Time Home Buyer Austin

Ten tips for pawn shop consumers

If you're considering a loan from a pawn shop, the Better Business Bureau has the following tips:
Do your research. Do some online research to see what others have said about working with area pawn shops. Then, choose a reputable shop and broker you feel

What is a Collateral Loan From A Pawn Shop Worth?

Some people believe that displays of wealth are considered compulsory. In bankruptcy proceedings, valid arguments can be made that a new M...

Terrible Financial Advice: Top 10 Tips You Shouldn't Follow

It seems like everyone from bloggers to your next-door neighbor doles out financial advice these days. It can be difficult figuring out who to believe, and bad tips can pop up as frequently as thunderstorms in the summertime

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

What it Really Costs to Buy a Home

It would be nice if houses for sale came with giant price tags so a buyer could easily compare “all-in” costs. Imagine trying to buy a gallon of milk and having to separately compute what it costs to feed the cow, distribute the inventory and stock the shelves. Let’s bottom-line your homeownership costs, from one-time...Read More

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

How to spot ATM skimming devices

What to look out for when using an ATM, and what you can do to protect your account.

When Should You Pick a 15-Year Mortgage Loan?

Are you considering a 15-year mortgage loan? There are a number of benefits, including a lower interest rate and the ability to pay off your...

What Is a Mortgage Loan?

If you're buying a house, you'll likely use a mortgage loan to do it. Here's what mortgage loans are, how they work, and how to get one.

When Should You Refinance a Mortgage Loan?

When Should You Refinance a Mortgage Loan? Rates . Home Value . Credit Learn More By Karla Lopez Refinancing a mortgage means you are replacing your existing mortgage or mortgages with a new one that has different, and hopefully, better terms. This n

5 Things to Avoid Before Closing Your Mortgage Loan

In the critical period before securing a mortgage, it's important to keep your finances stable and regular. Keep in mind these 5 things to avoid before closing your mortgage loan.

Why Should I Get Prequalified for a Mortgage Loan?

If you’ve been thinking about buying home, you may be wondering when the right time is to begin seriously exploring your financing options.

Why Do Underwriters Deny Mortgage Loans?

Submitting your first mortgage application or seeking preapproval for a home loan is just the first step in what sometimes can be a long, winding journey to homeownership. One you

What If You COULD Get That Bank Loan?

A new tool helps micro entrepreneurs overcome the biggest barrier to accessing capital from major financial institutions

How Does My Credit Score Affect My Mortgage Loan?

Everybody has a checklist in mind when they start shopping for a house. You probably are thinking hard about size, location and cost – but have you given

How Does The Interest Rate Factor In Securing A Mortgage Loan?

As you’ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a loan so ask lenders if they offer a rate “lock-in” which guarantees a specific interest rate for a certain period of Read More

Mortgage Loan Denied at Closing or Earlier

Mortgage loan denied at closing is the worst, but learning how to avoid issues that cause mortgage denials early is key. We explain what to do after denial.

How To Get Pre-Approved For A Mortgage Loan

Here are the steps you need to take to get pre-approved and the most important facts you need to get you there. Listen up homebuyers!

How to Shop Around for a Mortgage Loan

A mortgage loan is a major expense, and mortgage shopping can save buyers thousands of dollars over the life of the loan.